TERMS AND CONDITIONS

You agree that you are signing up for benefits or services that include a recurring monthly payment. You expressly authorize to automatically debit your bank account or credit card on the monthly agreed upon due date. You also acknowledge and agree that your monthly fees will be automatically charged or drafted every month from the credit card, debit card or bank account you provided us. You authorize to store your payment credentials to be used for future transactions on the monthly agreed upon due date.


If the due date occurs on a weekend or holiday, you understand that the payments will be deducted on the prior business day. You understand that this authorization will remain in effect until you cancel it in writing and you agree to notify in writing of any changes in your account information or termination of this authorization at least 5 business days prior to the next premium due date. You certify that you are an authorized user of this credit card, debit card, or bank account. You agree that you will not dispute the scheduled payments with your credit card company or bank provided the transactions correspond to the terms indicated in this authorization. You agree that if any such charge is dishonored, whether with or without cause and whether intentionally or inadvertently, the carrier, the bank or credit card company shall be under no liability whatsoever, even though it may result in forfeiture of your plan.


By submitting a claim during the first 30 days under any of the insurance plans, you acknowledge and agree that such a submission constitutes acceptance of the membership, the products, terms and conditions, limitations and exclusions. Submission of such a claim or use of any plan benefits constitutes a waiver of any and all refund rights. You agree that we are authorized to contact you via phone, text or email regarding payment for fees. For questions about your billing, please contact the Member Services department at 866-826-5944.